Call Us : (603) 409-2895
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Power your marine business with financing built for the water. From fishing boats to barges and cruise vessels, Float Finance offers commercial boat loans tailored to keep your operation moving forward.
At Float Finance, we understand that commercial marine operations require serious equipment—and serious capital. Whether you’re hauling passengers, catching seafood, or operating a work vessel, the right financing can make or break your business. That’s why we offer specialized commercial boat loans tailored to entrepreneurs, captains, and fleet owners across America.
Commercial vessels are an investment in your livelihood. From lobster boats in New England to passenger ferries in the Gulf, your equipment needs to be seaworthy, compliant, and cost-effective. We work with both startups and established operations to fund new purchases, refinance existing vessels, or even consolidate equipment into a single loan package.
We also know timing matters. Float Finance provides a streamlined process that lets you move quickly—from loan application to closing—so you can get your vessel in the water and your business in motion.
(603)409-2895
Before you commit to a vessel, it’s critical to understand how it fits your budget and business goals. Our advanced Commercial Boat Loan Calculator helps you estimate:
Monthly payment amounts
Total interest paid over time
The impact of down payments and loan terms
ROI potential based on vessel usage
Unlike generic loan calculators, ours is built for commercial use cases—factoring in longer terms, larger loan sizes, and real-world operating considerations. Try it now to get clear numbers and plan confidently.
Our staff will always get it right and get the numbers that you are looking for options with all boat loans.
File out an application to the bottom of this page to start the process. Once we have processed your information, we can get you a quote in a 12-24 hour window depending on business hours.
At Float Finance, commercial marine lending isn’t an afterthought—it’s a core part of what we do. From small business owners to larger marine contractors, we understand the industry and structure loans that make sense for your operation.
Deep Marine Expertise
Our team doesn’t just understand credit—we understand boats. We know the difference between a trawler and a seiner, a ferry and a crew boat. This means we can properly evaluate vessel value, lending risk, and future use—all in your favor.
Tailored Loan Terms
We offer terms designed around your business, not the other way around. With flexible repayment plans, competitive rates, and programs for both newer and older vessels, we help keep your cash flow healthy while you scale operations.
Nationwide Service With a Personal Touch
We’re based in Alton Bay, NH, but we work with commercial marine businesses across all 50 states. Whether you’re in Alaska or Florida, you’ll get fast communication, responsive service, and a financing partner that treats your goals like our own.
(603)409-2895
EXCELLENT Based on 8 reviews Max Gook2025-05-21Trustindex verifies that the original source of the review is Google. I don’t even know where to start with this review! Dylan is amazing to work with and is extremely knowledgeable. Any issues are resolved immediately and in a timely manner! Would highly recommend Dylan and float for any boat or recreational loans! Adam Rosenthal2025-01-02Trustindex verifies that the original source of the review is Google. Dylan is incredibly dedicated and knowledgeable when it comes to boat financing. You can trust Float Finance to provide expert guidance and great service every step of the way. Trent Linville2024-12-31Trustindex verifies that the original source of the review is Google. Highly recommend Float Finance. Dylan is extremely knowledgeable and helpful! Matthew Henck2024-12-30Trustindex verifies that the original source of the review is Google. Float is a great company that excels in communication and professionalism. It’s a great feeling when a business genuinely cares that you get a good product, and is with you every step of the way. Jack St Sauveur2024-12-30Trustindex verifies that the original source of the review is Google. Dylan is a very smart and creative person. Float Finance is something that Dylan has built from the ground up through dedication and passion for the industry. Seeing his success is no surprise as he craves that feeling of helping others. Give Dylan your business and I promise you won’t be let down. Geoffrey Duffy2024-12-30Trustindex verifies that the original source of the review is Google. Dylan with Float Finance was a pleasure to work with. Helped with any questions we had throughout the whole process. Made to whole process enjoyable! Highly recommend using them. Nick Datillo2024-12-30Trustindex verifies that the original source of the review is Google. Float Finance provided excellent customer service and made the financing process simple. Highly recommend! Brett Marcimo2024-12-30Trustindex verifies that the original source of the review is Google. Excellent rates and professionalism working with Float Finance! Will use them for my next boat loan!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Get started by applying online. We will have a couple of more steps after this. By then, we will have the best information possible to help you get the boat loans you are looking for.
Float Finance offers flexible financing for boats and yachts across the USA. We offer competitive rates, expert guidance and reliable support. At the end of the day, we make boat financing easy so you can get right on the water.
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