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Commercial Boat Loans

Fuel Your Marine Business With Flexible Financing for Fishing Boats, Ferries, Workboats & More

Commercial Boat Loans Made Simple

At Float Finance, we understand that commercial marine operations require serious equipment—and serious capital. Whether you’re hauling passengers, catching seafood, or operating a work vessel, the right financing can make or break your business. That’s why we offer specialized commercial boat loans tailored to entrepreneurs, captains, and fleet owners across America.

Commercial vessels are an investment in your livelihood. From lobster boats in New England to passenger ferries in the Gulf, your equipment needs to be seaworthy, compliant, and cost-effective. We work with both startups and established operations to fund new purchases, refinance existing vessels, or even consolidate equipment into a single loan package.

We also know timing matters. Float Finance provides a streamlined process that lets you move quickly—from loan application to closing—so you can get your vessel in the water and your business in motion.

commercial boat financing

Call Us Anytime

(603)409-2895

We’ve Got You Covered

Need Financing for a Fishing Boat, Ferry, or Tug?

Use Our Industry-Specific Boat Loan Calculator

Calculate Your Commercial Boat Loan Payments

Before you commit to a vessel, it’s critical to understand how it fits your budget and business goals. Our advanced Commercial Boat Loan Calculator helps you estimate:

  • Monthly payment amounts

  • Total interest paid over time

  • The impact of down payments and loan terms

  • ROI potential based on vessel usage

Unlike generic loan calculators, ours is built for commercial use cases—factoring in longer terms, larger loan sizes, and real-world operating considerations. Try it now to get clear numbers and plan confidently.

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How To Get Started?

Call Today To Speak To Our Team

Our staff will always get it right and get the numbers that you are looking for options with all boat loans. 

Apply Online

File out an application to the bottom of this page to start the process. Once we have processed your information, we can get you a quote in a 12-24 hour window depending on business hours.

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Why Choose Us

Why Choose Float Finance for Commercial Marine Loans?

At Float Finance, commercial marine lending isn’t an afterthought—it’s a core part of what we do. From small business owners to larger marine contractors, we understand the industry and structure loans that make sense for your operation.

Deep Marine Expertise
Our team doesn’t just understand credit—we understand boats. We know the difference between a trawler and a seiner, a ferry and a crew boat. This means we can properly evaluate vessel value, lending risk, and future use—all in your favor.

Tailored Loan Terms
We offer terms designed around your business, not the other way around. With flexible repayment plans, competitive rates, and programs for both newer and older vessels, we help keep your cash flow healthy while you scale operations.

Nationwide Service With a Personal Touch
We’re based in Alton Bay, NH, but we work with commercial marine businesses across all 50 states. Whether you’re in Alaska or Florida, you’ll get fast communication, responsive service, and a financing partner that treats your goals like our own.

commercial boat loan

Call Us Anytime

(603)409-2895

Have Questions? Call Our Team Today!

Start Now

Get your Commercial Boat Loan Now

Get started by applying online. We will have a couple of more steps after this. By then, we will have the best information possible to help you get the boat loans you are looking for. 

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Get Your Commercial Boating Business Started Today

Let's Make This Easy

Tell us a little bit about yourself and the boat you are looking to finance.

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