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Commercial Boat Loans

Power your marine business with financing built for the water. From fishing boats to barges and cruise vessels, Float Finance offers commercial boat loans tailored to keep your operation moving forward.

Fuel Your Marine Business With Flexible Financing for Fishing Boats, Ferries, Workboats & More

Commercial Boat Loans Made Simple

At Float Finance, we understand that commercial marine operations require serious equipment—and serious capital. Whether you’re hauling passengers, catching seafood, or operating a work vessel, the right financing can make or break your business. That’s why we offer specialized commercial boat loans tailored to entrepreneurs, captains, and fleet owners across America.

Commercial vessels are an investment in your livelihood. From lobster boats in New England to passenger ferries in the Gulf, your equipment needs to be seaworthy, compliant, and cost-effective. We work with both startups and established operations to fund new purchases, refinance existing vessels, or even consolidate equipment into a single loan package.

We also know timing matters. Float Finance provides a streamlined process that lets you move quickly—from loan application to closing—so you can get your vessel in the water and your business in motion.

commercial boat financing

Call Us Anytime

207-994-5109

We’ve Got You Covered

Need Financing for a Fishing Boat, Ferry, or Tug?

Use Our Industry-Specific Boat Loan Calculator

Calculate Your Commercial Boat Loan Payments

Before you commit to a vessel, it’s critical to understand how it fits your budget and business goals. Our advanced Commercial Boat Loan Calculator helps you estimate:

  • Monthly payment amounts

  • Total interest paid over time

  • The impact of down payments and loan terms

  • ROI potential based on vessel usage

Unlike generic loan calculators, ours is built for commercial use cases—factoring in longer terms, larger loan sizes, and real-world operating considerations. Try it now to get clear numbers and plan confidently.

Monthly Payment Calculator

Monthly Payment:

How To Get Started?

Call Today To Speak To Our Team

Our staff will always get it right and get the numbers that you are looking for options with all boat loans. 

Apply Online

File out an application to the bottom of this page to start the process. Once we have processed your information, we can get you a quote in a 12-24 hour window depending on business hours.

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Why Choose Us

Why Choose Float Finance for Commercial Marine Loans?

At Float Finance, commercial marine lending isn’t an afterthought—it’s a core part of what we do. From small business owners to larger marine contractors, we understand the industry and structure loans that make sense for your operation.

Deep Marine Expertise
Our team doesn’t just understand credit—we understand boats. We know the difference between a trawler and a seiner, a ferry and a crew boat. This means we can properly evaluate vessel value, lending risk, and future use—all in your favor.

Tailored Loan Terms
We offer terms designed around your business, not the other way around. With flexible repayment plans, competitive rates, and programs for both newer and older vessels, we help keep your cash flow healthy while you scale operations.

Nationwide Service With a Personal Touch
We’re based in Alton Bay, NH, but we work with commercial marine businesses across all 50 states. Whether you’re in Alaska or Florida, you’ll get fast communication, responsive service, and a financing partner that treats your goals like our own.

commercial boat loan

Call Us Anytime

(603)409-2895

Testimonials

Our Customer Reviews

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Max Gook profile picture
Max Gook
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I don’t even know where to start with this review! Dylan is amazing to work with and is extremely knowledgeable. Any issues are resolved immediately and in a timely manner! Would highly recommend Dylan and float for any boat or recreational loans!
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Adam Rosenthal profile picture
Adam Rosenthal
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Dylan is incredibly dedicated and knowledgeable when it comes to boat financing. You can trust Float Finance to provide expert guidance and great service every step of the way.
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Trent Linville profile picture
Trent Linville
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly recommend Float Finance. Dylan is extremely knowledgeable and helpful!
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Matthew Henck profile picture
Matthew Henck
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Float is a great company that excels in communication and professionalism. It’s a great feeling when a business genuinely cares that you get a good product, and is with you every step of the way.
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Jack St Sauveur profile picture
Jack St Sauveur
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Dylan is a very smart and creative person. Float Finance is something that Dylan has built from the ground up through dedication and passion for the industry. Seeing his success is no surprise as he craves that feeling of helping others. Give Dylan your business and I promise you won’t be let down.
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Geoffrey Duffy profile picture
Geoffrey Duffy
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Dylan with Float Finance was a pleasure to work with. Helped with any questions we had throughout the whole process. Made to whole process enjoyable! Highly recommend using them.
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Nick Datillo profile picture
Nick Datillo
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Float Finance provided excellent customer service and made the financing process simple. Highly recommend!
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Brett Marcimo profile picture
Brett Marcimo
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent rates and professionalism working with Float Finance! Will use them for my next boat loan!
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Have Questions? Call Our Team Today!

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Get your Commercial Boat Loan Now

Get started by applying online. We will have a couple of more steps after this. By then, we will have the best information possible to help you get the boat loans you are looking for. 

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