Call Us : 207-994-5109
Mon – Fri: 8 am to 9 pm & Sat – Sun: 10 am to 8 pm
Call Us : 207-994-5109
Mon – Fri: 8 am to 9 pm & Sat – Sun: 10 am to 8 pm
Run your charter business with the right financing in place from day one. Float Finance offers commercial loans built specifically for full-time charter operators—structured around the boat as a working asset, not a recreational toy.
Not every boat loan is for a weekend cruiser. When the vessel is the business, the financing has to work differently—and most consumer marine lenders aren’t equipped for that. They underwrite recreational boats. They don’t know what to do with a charter operation.
We do. Float Finance has built a commercial financing program specifically for full-time charter boat operators. We understand revenue projections, operating expenses, captain’s licensing, and the realities of running a vessel for hire. But not us isn’t just a slogan—it’s how we approach every charter deal we structure.
One requirement we hold firm on: full-time charter financing requires a single-asset LLC. The boat must be owned by an LLC formed specifically for the vessel, with no other assets, debts, or liabilities co-mingled. This protects you, protects the lender, and keeps the deal clean from a tax and liability standpoint. We’ll help you understand the structure if it’s new to you.
207-994-5109
Easily calculate your monthly charter loan payments with our user-friendly finance calculator. Simply enter your loan amount, cash down payment, interest rate, and loan term to get an instant estimate of your monthly payments. This tool is designed to help you map out the cost side of your charter operation against projected revenue, so you can make informed decisions about the vessel and structure that work for your business model.
Our team understands charter operations and will walk you through commercial structures, single-asset LLC requirements, and the rate options available for your business.
Fill out an application at the bottom of this page to start the process. Once we have processed your information, we can get you a quote in a 12-24 hour window depending on business hours.
Financing a vessel for full-time charter use isn’t a consumer loan—it’s a commercial transaction with its own rules. With Float Finance, you’re working with a team that knows commercial marine lending and treats your business like a business.
Commercial Marine Lending Specialists
Most lenders only underwrite consumer recreational loans. We’ve built a commercial program with lenders who understand charter operations, revenue-based qualification, and the real economics of a working vessel.
Single-Asset LLC Structure Done Right
We’ll guide you through the single-asset LLC requirement, explain why it matters, and connect you with the right resources to set it up correctly. No guessing, no surprises at closing.
Based in Alton Bay, Lending Nationwide
We’re a New Hampshire marine lender by location, but our charter financing program serves operators in all 50 states—from coastal fleets to inland lake operations.
207-994-5109
Get started by applying online below. We’ll review your application and the projected revenue model, then follow up with the structure that fits your charter operation. By then, we’ll have the best information possible to help you launch or expand your charter business.
Tell us a little bit about yourself and the boat you are looking to finance.
