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Cruise Ship Financing

Whether you’re expanding your charter fleet, launching a luxury river cruise operation, or refitting an ocean-going passenger vessel, Float Finance offers cruise ship financing solutions built to support complex, large-scale marine transactions. We help cruise operators across the U.S. secure the vessels they need to grow, serve, and succeed.

Built for Passenger Vessel Operators

Specialized Financing for Cruise Ships and Charter Vessels

 

Float Finance understands that cruise ship financing is far more than a standard loan—it’s a strategic investment in hospitality, safety, and scalability. That’s why we offer custom marine lending programs designed for the cruise industry, including financing for riverboats, small-ship cruise lines, luxury charters, sightseeing vessels, and full-service floating resorts.

Whether you’re purchasing a new ship, retrofitting an older hull, or building from the ground up, we offer milestone-based loan disbursements, insurance coordination, and guidance on Coast Guard documentation and commercial compliance. Our team helps ensure your vessel meets capacity, safety, and regulatory expectations while providing a funding plan that keeps your business afloat—financially and operationally.

 

cruise ship loans

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(603)409-2895

Get Pre-Approved With No Credit Impact

Secure your funding strategy before you set sail.

Run the Numbers With Confidence

Cruise Ship Loan Calculator for Large-Vessel Financing

Financing a cruise vessel is a major decision—one that requires careful planning. Our advanced Boat Loan Calculator is designed for high-value commercial transactions and helps you estimate monthly payments, loan duration, and total interest based on your vessel type and financial goals.

This tool helps cruise line owners and operators model cash flow, compare financing structures, and prepare for capital investments. Once you’ve reviewed the numbers, our advisors work with you to build a custom loan offer that fits your business’s trajectory.

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How To Get Started?

Call Today To Speak To Our Team

Our staff will always get it right and get the numbers that you are looking for options with all boat loans. 

Apply Online

File out an application to the bottom of this page to start the process. Once we have processed your information, we can get you a quote in a 12-24 hour window depending on business hours.

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Financing You Can Trust at Any Scale

Why Choose Float Finance for Cruise Ship Financing?

When it comes to passenger vessels, you need a lending partner who understands the complexity of the industry. Float Finance delivers cruise ship financing services with unmatched attention to detail and industry expertise.

Experience With Passenger Vessel Lending
We understand vessel tonnage, safety requirements, and the operational expectations tied to passenger service. From permits to dockage considerations, we structure loans that work in your real-world context—not just on paper.

Custom Financing Structures for Complex Builds
Whether you’re converting a river barge into a luxury cruise experience or working with a shipbuilder on a new design, we offer phased disbursements and inspection-based releases to keep your financing aligned with your build timeline.

Responsive, Nationwide Support
We serve cruise operators and charter companies across the U.S. Our team provides direct access to marine loan advisors who help you navigate documentation, closing, and deployment—quickly and confidently.

 

cruise ship lender

Call Us Anytime

(603)409-2895

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Let’s Finance Your Next Cruise Vessel

From day cruises to destination adventures, Float Finance delivers the cruise ship financing you need to elevate your brand and grow your fleet. Start your loan strategy with a trusted partner who understands the journey ahead.

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