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Custom Boat Build Loans

Financing for One-of-a-Kind Boats, Designed to Your Vision

Custom Boat Build Loans

A custom-built boat isn’t just a purchase, it’s a project, an investment, and a legacy. Whether you’re commissioning a luxury sportfisher, a bespoke sailing yacht, or a purpose-built commercial vessel, Float Finance provides specialized lending solutions for custom boat builds across the U.S.

We understand the complexity of financing something that doesn’t yet exist. That’s why we’ve built a flexible, milestone-based loan program that funds every stage of your build from hull fabrication to final outfitting, while keeping you in control of the timeline and budget.

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Call Us Anytime

(603)409-2895

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Finance Your Vision From Concept to Completion

Calculate Your Loan

Pre Approval For Custom Builds: No Credit Impact

We offer custom build loan pre-approvals with zero impact on your credit score. With just a soft credit check and a few details about your project, we can provide a range of terms, rates, and funding stages—so you can move forward with confidence as you coordinate with your builder.

Float Finance is here to support you from blueprint to launch day.

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How To Get Started?

Call Today To Speak To Our Team

Our staff will always get it right and get the numbers that you are looking for options with all boat loans. 

Apply Online

File out an application to the bottom of this page to start the process. Once we have processed your information, we can get you a quote in a 12-24 hour window depending on business hours.

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Why Choose Us

Float Finance Gets You The Best Rates

Float Finance is dedicated to ensuring that customers secure the best possible rates when shopping for boats, making the financing process as seamless and cost-effective as possible. Our team of experienced professionals conducts thorough market research, leveraging established relationships with lenders and financial institutions to access a wide array of financing options. 

Marine Lending Is All We Do
Custom boats are niche—but they’re not new to us. Our loan advisors understand the marine build process, draw schedules, and the intricacies of financing vessels in-progress.

Tailored Structures for Unique Projects
Unlike traditional lenders, we don’t force your custom build into a cookie-cutter loan. We structure disbursements based on builder contracts, timelines, and inspection milestones.

Trusted by Builders and Buyers Nationwide
We’re based in Alton Bay, NH—but we work with shipyards, architects, and marine lenders across the U.S. Whether your build is local or coastal, we’re with you at every stage.

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Call Us Anytime

(603)409-2895

Build the Boat of Your Dreams—With a Loan That Works for You

Start Now

Get your custom Boat Loan Now

Get started by applying online. We will have a couple of more steps after this. By then, we will have the best information possible to help you get the boat loans you are looking for. 

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Let's Make This Easy

Tell us a little bit about yourself and the boat you are looking to finance.

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