Call Us : (603) 409-2895
Mon – Fri: 8 am to 9 pm & Sat – Sun: 10 am to 8 pm
Call Us : (603) 409-2895
Mon – Fri: 8 am to 9 pm & Sat – Sun: 10 am to 8 pm
Buy with confidence from any private seller with Float Finance’s Private Party Boat Loans. We make it safe, simple, and secure to finance the perfect boat—no dealership required.
Not every dream boat comes from a dealership. In fact, some of the best vessels on the market are sold directly by individual owners. At Float Finance, we make it easy to secure financing when purchasing from a private party seller, with nationwide support, fast approvals, and flexible loan terms that put you in control.
Many banks and traditional lenders shy away from private party marine loans. But not us. We’ve built a process specifically for buyers purchasing used boats directly from individuals—without the middleman. That means no high-pressure sales, no hidden dealer fees, and no compromises on quality or performance.
From pontoon boats on local lakes to center consoles listed online, we help our customers finance boats from sellers across the country—safely, securely, and with expert guidance at every step.
(603)409-2895
Easily calculate your monthly boat loan payments with our user-friendly finance calculator. Simply enter your loan amount, cash down payment, interest rate, and loan term to get an instant estimate of your monthly payments. This tool is designed to help you make informed financial decisions by providing quick and accurate calculations tailored to your specific needs. Perfect for planning your budget and understanding your financing options, our calculator is an essential resource for anyone considering a loan. Start planning your financial future with Float Finance today.
Our staff will always get it right and get the numbers that you are looking for options with all boat loans.
File out an application to the bottom of this page to start the process. Once we have processed your information, we can get you a quote in a 12-24 hour window depending on business hours.
Buying from a private seller can feel risky—but with Float Finance, it’s secure, simple, and fully supported by experts who know the marine industry inside and out.
We Specialize in Private Sales
Most lenders only deal with dealerships. We’ve built a process that gives private transactions the structure and safety of a professional deal—so you’re never left guessing about the paperwork or the payment.
Fast Pre-Approvals, Nationwide Reach
Whether the seller is in your hometown or two states away, we can help. Our loan approvals are fast, and we serve buyers and sellers in all 50 states. Need to move quickly? We’ve got you covered.
Real People, Real Help
We’re based in Alton Bay, NH, but our support is national. When you work with Float Finance, you’re getting more than a loan—you’re getting guidance, education, and advocacy from the first call to the final signature.
(603)409-2895
Get started by applying online. We will have a couple of more steps after this. By then, we will have the best information possible to help you get the boat loans you are looking for.
Float Finance offers flexible financing for boats and yachts across the USA. We offer competitive rates, expert guidance and reliable support. At the end of the day, we make boat financing easy so you can get right on the water.
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Tell us a little bit about yourself and the boat you are looking to finance.