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Sixty years of Michigan boatbuilding, now part of the Beneteau group with the H and HD lines leading a genuine reinvention. Four Winns delivers family boating with more boat per dollar than the badge-conscious brands.
Four Winns built its name on stable, deep-freeboard family hulls, and the Beneteau era sharpened the lineup into two clear lines: H Series bowriders and HD Series deck boats, both in sterndrive and outboard form. The brand even fields the first production electric bowrider, a signal of where the engineering is headed.
The market loves the math. Used Horizons and Vistas anchor the budget end near $13,000, modern H and HD boats run the family heart of the market, and nothing in the lineup carries the badge tax of the premium sport brands.
Each series page compares its models side by side, with live market pricing, buyer fit and a payment estimate on every boat.
Bowrider. The core family bowriders, H1 through H9.
Typical market: $29,900 to $189,000
Deck Boat. Full-width deck boats, outboard or sterndrive.
Typical market: $39,900 to $134,000
Runabout. The legacy runabouts that built the brand.
Typical market: $12,800 to $60,000
Cruiser. Used-market cabins at weekender money.
Typical market: $15,000 to $120,000
The H Series is the classic bowrider shape for tubing, cruising and coves. The HD deck boats trade the vee bow for full-width space, the family-of-six answer. Legacy Horizon runabouts and Vista cruisers remain the used-market bargains of the brand.
Outboard versions dominate recent years and resale currently favors them, so an OB badge on a late H or HD is worth the small premium going in.
Float Finance lends on new inventory, dealer stock and private-party used Four Winns boats alike. Live market pricing on every page keeps the negotiation honest, and the payment estimate keeps the budget in view from the first click.
The guide is not a brochure. Every page is wired to the purchase itself.
Every model page carries the current asking range for that exact boat, updated from the market, not a brochure.
A calculator on every page turns the asking price into a monthly number before the dealer conversation starts.
Qualifying purchases financed through Float include warranty protection at no added cost.
A clear step above Bayliner in finish, a value step below Chaparral’s price, which is exactly the pocket family buyers love. Cross-shop all three and the math usually lands here.
The current national band runs about $40,000 for used HD240s up to $134,000 for loaded HD8 outboards, with most family configurations in the $60,000 to $90,000 lane.
As budget entries, absolutely. Horizons from the 2000s land in the teens, Vista cruisers deliver cabins for weekender money, and both finance when surveys come back clean.
Sharper styling, better outboard integration and European build discipline. The 2019-forward hulls are the ones collecting awards and holding value hardest.
For calm-water day boating with dock charging, it is a real option and a conversation starter. For long days and tow sports, gas power remains the sensible spec.
The brand’s value positioning keeps amounts modest and terms flexible. Anchor the deal to the live market range on the model page and the payment usually surprises pleasantly.
Four series, one buying decision at a time. Choose the family, compare its models, and finance the one that fits.
Tell us a little bit about yourself and the boat you are looking to finance.
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