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Boat Buying Guide · Makes

Four Winns Boats

Sixty years of Michigan boatbuilding, now part of the Beneteau group with the H and HD lines leading a genuine reinvention. Four Winns delivers family boating with more boat per dollar than the badge-conscious brands.

3
Series
Known for
Family bowriders
Market span
$12,800 to $249,727
New and pre-owned
Financing coverage
The make

Why Four Winns is the value sweet spot

Four Winns built its name on stable, deep-freeboard family hulls, and the Beneteau era sharpened the lineup into two clear lines: H Series bowriders and HD Series deck boats, both in sterndrive and outboard form. The brand even fields the first production electric bowrider, a signal of where the engineering is headed.

The market loves the math. Used Horizons and Vistas anchor the budget end near $13,000, modern H and HD boats run the family heart of the market, and nothing in the lineup carries the badge tax of the premium sport brands.

four winns h series coastal inlet 18.jpg
Every Model

Every Four Winns model, by series

29 Four Winns models across 3 series. Each card opens the model page with live market pricing, specs and a payment estimate.

Four Winns
From $340/mo
$49,900 – $55,755
Four Winns
From $375/mo
$54,900 – $66,114
Four Winns
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Pricing on request

15 H Series models, priced and compared

Four Winns
From $310/mo
$44,995 – $73,250
Four Winns
From $340/mo
$49,900 – $79,000
Four Winns
From $340/mo
$49,900 – $93,472
Four Winns
From $395/mo
$57,900 – $129,000
Four Winns
Ask us for a payment
Pricing on request
Four Winns
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Pricing on request
Four Winns
Ask us for a payment
Pricing on request
Four Winns
From $515/mo
$75,000 – $130,560
Four Winns
From $530/mo
$77,500 – $92,500
Four Winns
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Pricing on request
Four Winns
From $765/mo
$111,859 – $152,995
Four Winns
From $840/mo
$123,000 – $135,000
Four Winns
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Pricing on request
Four Winns
From $1,640/mo
$239,995 – $299,000
Four Winns
From $1,640/mo
$239,900 – $269,945

11 HD Series models, priced and compared

Four Winns
From $380/mo
$55,406 – $73,596
Four Winns
From $440/mo
$63,945 – $65,462
Four Winns
From $340/mo
$50,000 – $99,763
Four Winns
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Pricing on request
Four Winns
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Pricing on request
Four Winns
From $465/mo
$67,599 – $114,000
Four Winns
From $515/mo
$74,999 – $84,900
Four Winns
Ask us for a payment
Pricing on request
Four Winns
From $540/mo
$79,000 – $134,000
Four Winns
From $575/mo
$83,999 – $129,900
Four Winns
Ask us for a payment
Pricing on request
four winns freedom series side profile underway 15.jpg
Choosing

H or HD, then size the mission

The H Series is the classic bowrider shape for tubing, cruising and coves. The HD deck boats trade the vee bow for full-width space, the family-of-six answer. Legacy Horizon runabouts and Vista cruisers remain the used-market bargains of the brand.

Outboard versions dominate recent years and resale currently favors them, so an OB badge on a late H or HD is worth the small premium going in.

Pick the Four Winns first. We handle the rest.

Float Finance lends on new inventory, dealer stock and private-party used Four Winns boats alike. Live market pricing on every page keeps the negotiation honest, and the payment estimate keeps the budget in view from the first click.

Built into every Four Winns page

This is not a brochure. Every page is wired to the purchase itself.

Live market pricing

Every model page carries the current asking range for that exact boat, updated from the market, not a brochure.

Payment in view

A calculator on every page turns the asking price into a monthly number before the dealer conversation starts.

Free warranty coverage

Qualifying purchases financed through Float include warranty protection at no added cost.

Four Winns buyer questions

A clear step above Bayliner in finish, a value step below Chaparral’s price, which is exactly the pocket family buyers love. Cross-shop all three and the math usually lands here.

The current national band runs about $40,000 for used HD240s up to $134,000 for loaded HD8 outboards, with most family configurations in the $60,000 to $90,000 lane.

As budget entries, absolutely. Horizons from the 2000s land in the teens, Vista cruisers deliver cabins for weekender money, and both finance when surveys come back clean.

Sharper styling, better outboard integration and European build discipline. The 2019-forward hulls are the ones collecting awards and holding value hardest.

For calm-water day boating with dock charging, it is a real option and a conversation starter. For long days and tow sports, gas power remains the sensible spec.

The brand’s value positioning keeps amounts modest and terms flexible. Anchor the deal to the live market range on the model page and the payment usually surprises pleasantly.

The right Four Winns is on this page

Three series and 29 models, one buying decision at a time. Choose the family, compare its models, and finance the one that fits.

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Tell us a little bit about yourself and the boat you are looking to finance.

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