Call Us : 207-994-5109
Mon – Fri: 8 am to 9 pm & Sat – Sun: 10 am to 8 pm
Call Us : 207-994-5109
Mon – Fri: 8 am to 9 pm & Sat – Sun: 10 am to 8 pm
Whether you’re launching a new charter service or upgrading your current boat, Float Finance offers specialized charter boat financing solutions built around your business model. From center consoles to luxury catamarans, we help captains and operators across the U.S. secure the funding they need—quickly and with terms that make sense.
Running a charter business means more than just owning a boat—you’re providing a premium experience on the water. At Float Finance, we make it easy to finance the right vessel for the job, with charter boat loans structured for both startup operators and seasoned professionals.
Our financing covers a wide range of vessels, including fishing boats, sightseeing tour boats, sailing charters, party boats, catamarans, and more. Whether you’re buying new or used, from a dealer or private seller, we offer commercial financing with flexible terms, seasonal payment options, and milestone-based disbursements for upgrades or retrofits. With Float Finance, you get a lending partner who understands what it takes to run a successful charter operation.
207-994-5109
Before you invest in your next charter boat, make sure the numbers make sense. Our Boat Loan Calculator helps you estimate payments, total loan cost, and the best loan structure based on your business goals.
You can model different scenarios—from purchasing a single vessel to expanding your fleet—so you know what fits within your monthly budget and seasonal cash flow. When you’re ready, our team will translate those numbers into a smart, workable loan offer.
Our staff will always get it right and get the numbers that you are looking for options with all boat loans.
File out an application to the bottom of this page to start the process. Once we have processed your information, we can get you a quote in a 12-24 hour window depending on business hours.
We specialize in marine lending—and charter operations are one of our strongest niches. From solo captains to multi-boat tour businesses, we support your growth with funding that fits your pace and purpose.
Commercial Marine Expertise
We understand vessel classification, passenger requirements, and how Coast Guard standards impact your business. Our financing is built to accommodate inspections, insurance, and compliance every step of the way.
Flexible, Growth-Friendly Terms
We offer seasonal payment plans and milestone funding to match your revenue cycle. Whether you run peak-season fishing trips or year-round sightseeing tours, your loan will support—not strain—your operation.
Nationwide Service, Personalized Support
We help charter businesses in every U.S. market—from Alaska to Florida and everywhere in between. You’ll work directly with a marine lending expert who knows how to get you on the water faster.
Float Finance provides fast, reliable charter boat financing with flexible terms and personalized support—so you can focus on bookings, not banking. Let’s get you underway.
Tell us a little bit about yourself and the boat you are looking to finance.
