How to Track a Boat with a GPS: A Comprehensive Guide for Float Finance Customers

Tracking a boat with GPS is essential for boat owners who want to enhance security, navigate accurately, and monitor their vessel’s location in real time. Whether you own a fishing boat, a pontoon, or a luxury yacht, installing a GPS tracking system can provide peace of mind and prevent theft. For those financing their boat purchase through Float Finance, knowing how to properly track and monitor a vessel can help protect their investment.

In this guide, we’ll cover how GPS tracking for boats works, the best GPS tracking systems available, installation tips, and key features to look for when choosing a system.

Understanding How GPS Boat Tracking Works

A boat GPS tracking system operates using Global Positioning System (GPS) technology, which relies on satellite signals to determine the boat’s location. The GPS tracker installed on the boat continuously communicates with satellites and relays location data to a monitoring device, smartphone app, or web-based platform. This allows owners to see their boat’s exact location in real time, set geofences, and receive alerts if the boat moves unexpectedly.

Types of GPS Boat Tracking Systems

There are several types of GPS tracking systems for boats, each designed to meet different needs.

1. Real-Time GPS Trackers – These devices provide constant location updates via satellite or cellular networks. They are ideal for theft prevention and monitoring.
2. Passive GPS Trackers – These record location data but do not transmit it in real time. Owners must download the data later to review movement history.
3. Satellite-Based GPS Trackers – These work in offshore locations where cellular networks are unavailable, making them essential for open-water navigation.
4. AIS (Automatic Identification System) – While AIS is primarily used for ship-to-ship communication, it also provides location tracking for marine vessels.

Choosing the Right GPS Tracker for Your Boat

Selecting the best GPS tracking system for your boat depends on several factors, including budget, usage, and tracking needs.

Key Features to Look for in a Boat GPS Tracker

1. Real-Time Tracking – Look for a system that provides up-to-date location tracking with live monitoring.
2. Geofencing Alerts – This feature allows owners to set boundaries for their boat and receive alerts if it moves outside a designated area.
3. Waterproof and Durable Design – Since the device will be exposed to harsh marine environments, it should be weatherproof and resistant to saltwater corrosion.
4. Battery Life and Power Source – Some GPS trackers run on rechargeable batteries, while others connect to the boat’s power system.
5. Mobile and Web App Integration – A user-friendly app makes it easier to monitor your boat’s location from anywhere.
6. SOS and Emergency Alerts – Some high-end GPS trackers include emergency distress signals that can notify authorities if needed.

Top GPS Tracking Systems for Boats

1. SPOT Trace GPS Tracker – A compact, real-time tracker with movement alerts and long battery life.
2. Garmin InReach Explorer+ – A satellite-based GPS with two-way communication for remote tracking.
3. GOST Nav-Tracker – A premium option that integrates with security alarms for theft prevention.
4. Trackimo GPS Tracker – Affordable and offers global tracking with a smartphone app.
5. Simrad Halo+ Radar with GPS Tracking – Advanced marine tracking with radar integration.

How to Install a GPS Tracker on a Boat

Proper installation of a GPS tracker is crucial for accurate tracking and optimal performance. Here’s a step-by-step guide to installing a GPS tracker on your boat.

Step 1: Choose the Right Location

The placement of the GPS tracker affects signal strength and accuracy. It should be:

• Mounted above deck or in a location with minimal obstructions.
• Placed away from electronic interference from other onboard devices.
• Protected from direct water exposure if not fully waterproof.

Step 2: Secure the Tracker

Most GPS trackers come with adhesive mounts, brackets, or screws. Secure the device firmly to prevent movement due to vibrations or rough waters.

Step 3: Connect to Power Source (If Required)

• Battery-Powered Trackers: Charge and insert the battery before use.
• Hardwired Trackers: Connect the wiring to the boat’s electrical system, usually to the battery or ignition switch.

Step 4: Sync with Monitoring System

Once installed, activate the tracker and sync it with the corresponding mobile app or web portal. This process typically involves:

• Creating an account
• Entering device information
• Setting up alerts and tracking preferences

Step 5: Test the System

After setup, take the boat out on the water and verify that the GPS is working correctly. Ensure that:

• The location updates in real time.
• Alerts and geofences function properly.
• The signal remains strong in different locations.

Benefits of Using a GPS Tracker for Your Boat

Tracking your boat with GPS provides several advantages beyond just navigation.

1. Theft Prevention and Recovery

A GPS tracker allows you to set up geofences, meaning you’ll receive an instant alert if your boat moves unexpectedly. This can help authorities recover stolen vessels quickly, reducing financial losses.

2. Safety and Emergency Response

Many modern GPS trackers include SOS functions that send distress signals in case of emergencies. Whether you experience engine failure, rough weather, or a medical emergency, rescue teams can locate your boat faster.

3. Fleet and Rental Boat Management

For those who operate boat rental businesses or manage multiple vessels, GPS tracking simplifies fleet monitoring by providing real-time locations, usage data, and maintenance alerts.

4. Insurance Discounts

Many marine insurance providers offer discounts for boats equipped with GPS tracking systems. This added security reduces the risk of loss, making policies more affordable.

5. Efficient Route Planning and Navigation

GPS tracking helps optimize routes and fuel efficiency, especially for long trips or offshore excursions. Some systems also integrate with marine chartplotters to enhance navigation.

Common Mistakes to Avoid When Using a GPS Tracker

1. Installing in a Poor Location

Placing a tracker in an area with signal interference, such as inside a metal compartment, can result in inaccurate location updates.

2. Not Monitoring the Battery Life

For battery-operated GPS trackers, always check battery levels and recharge when necessary to avoid signal loss.

3. Forgetting to Update Firmware

Manufacturers release firmware updates to improve tracking accuracy and security. Always keep your device up to date.

4. Relying on GPS Alone

While GPS tracking is highly reliable, having a backup navigation system, such as a marine radio or AIS, is recommended in case of system failure.

Is GPS Tracking Worth It for Boat Owners?

For boat owners, GPS tracking is a valuable investment that enhances security, convenience, and peace of mind. Whether you use your boat for recreational fishing, cruising, or business purposes, knowing its exact location at all times helps protect your investment.

For those financing a boat through Float Finance, installing a GPS tracking system is an excellent way to safeguard your vessel while ensuring compliance with potential insurance requirements. With the right GPS tracker, you can enjoy the water with confidence, knowing your boat is always within reach.

If you’re considering financing a boat and want to learn more about security options, Float Finance can help. Contact us today to explore your financing options and find the best solution for your boating needs.