Call Us : 207-994-5109

Mon – Fri: 8 am to 9 pm & Sat – Sun: 10 am to 8 pm

Float Finance Boat Buying Guide Beta

From first boat to flagship, every one of them priced

Eighteen boat makes, compared series by series and model by model, with current market pricing, a payment estimate and financing built into every page. Shop the boat and the number at the same time.

The Guide

Built to buy with, not to browse

Boat brochures tell you everything except what matters: what the boat actually sells for, and what it costs per month to own. Every page here starts where the brochure stops. Pick a make, open its series, and compare the models inside it with current market pricing pulled from boats really listed for sale, new and pre-owned alike.

The pages run deep on purpose. Sea Ray alone covers 148 models across 17 series. Lund covers 61 boats across 25 aluminum lines. Bennington runs 90 pontoon floorplans. When a make earns a spot in the catalog, its whole lineup comes with it, current models and the legacy boats that rule the used market alike.

That depth matters because boat shopping is really two searches at once: the search for the right hull, and the search for a fair number on it. Keeping both on the same page is the whole point of the Boat Buying Guide.

Family cruising on a bowrider
Choosing

No badge in mind? Start with the mission

Most buyers shop a brand. The rest shop a Saturday: the fish they chase, the kids they tow, the water they sit on at sunset. Describe the day and the right makes sort themselves.

Open a mission, pick two or three makes, and let the series pages argue it out with real prices. The same boat budget buys a very different Saturday depending on the hull it lands on, so compare missions before you compare model years.

And if the mission is simply more time on the water with less money gone, start where the spans start: Lund, Bayliner and Sea-Doo all open under $20,000.

Serious fishing

Aluminum lakes and rivers: Lund. Offshore blue water: Grady-White, Yellowfin, Pursuit, Scout and Boston Whaler. Skinny-water flats: Hewes.

Family water days

Bowriders and deck boats from Bayliner, Chaparral, Four Winns and Regal, pontoon luxury from Bennington, and the jet-powered Sea-Doo Switch.

Wake and surf

Malibu builds the tournament wake, and the Surf lines inside Sea Ray, Chaparral and Four Winns put a wave behind a family boat.

Cruising and yachts

Weekends aboard start at Sea Ray and Formula, run offshore with Intrepid, and grow all the way to Azimut.

On Every Page

Wired to the purchase itself

Three things ride along on every model in the catalog, so the boat, the price and the payment stay on the same screen.

Live market pricing

Model pages carry the typical range boats are actually listed at right now, not a brochure number from three seasons ago. The negotiation starts honest.

Payment in view

Every boat shows an estimated monthly payment beside its price, and the Boat Loan Calculator reshapes the term and down payment until the number fits the budget.

Free warranty coverage

Qualifying boats financed through Float Finance include warranty coverage at no added cost, so the month after delivery feels as good as the day of it.

How It Reads

Make, then series, then the boat itself

The catalog is organized the way boaters actually talk about boats, so you always know where you are and what the next click opens.

The Make page

The brand at a glance

What the builder is known for, the market span its boats trade in, and every series it offers laid out as cards. Sea Ray’s hub alone fans out into 17 series. This is where brand loyalty starts shopping.

The Series page

The family, compared

Every model in the line sits side by side with its size, its mission and its typical market price, so the 23 footer argues with the 25 footer right on the page. Most buying decisions get made here.

The Model page

One boat, fully priced

Specs, real imagery, the current market range, an estimated payment and the application itself. Everything needed to go from wanting the boat to owning it without opening another tab.

Pick the boat. We handle the rest.

Float Finance lends on new inventory, dealer stock and private-party used boats alike. Find the model, check the payment, and start the application without leaving the page.

Questions

Buyer questions, straight answers

The questions every buyer asks before the sea trial, answered the way the pages work.

A catalog of the boat makes Float Finance lends on most, built for buyers instead of browsers. Each make opens into its series, each series into its models, and every model carries current market pricing with a payment estimate beside it. It is the research half of the purchase, wired directly to the financing half.

From boats actually listed for sale. The ranges reflect what sellers and dealers are asking across the current market for each model, new and pre-owned together, and they get refreshed as the market moves. Treat the range as the honest starting point for a negotiation, not a sticker.

No. These pages cover the makes buyers ask about most, but Float Finance lends on boats well beyond the catalog: new inventory, dealer stock and private-party sales alike. If the boat you want is not listed here yet, the application works exactly the same.

Both. Current lineups sit beside the legacy series that dominate the used market, because the right boat is often a five-year-old one. The market range on each model already blends what new and pre-owned examples are asking.

The catalog is still growing. A few makes are having their newest series and models added right now, so a card you open this week may show more boats next week. Pricing on every published model is live either way.

It is a starting point, not a quote. Terms, down payment and rates vary by buyer and by boat, which is why every estimate sits next to the Boat Loan Calculator, where you can reshape the term and the down payment until the monthly number matches the budget you actually run.

Almost always. Models inside a series differ mostly by length, power and year, while the series itself decides what kind of day the boat is built for. Settle the series against your normal Saturday first, then let the market pricing pick the size and the model year the budget likes.

Every page carries the same two doors: start the full application, or get pre-approved first and shop with a number in hand. Pre-approval tells you the budget before the sea trial, which is the strongest position a buyer can stand in.

The right boat is in here

Eighteen makes, one buying decision at a time. Find the family, compare its models, and finance the one that fits.

Let's Make This Easy

Tell us a little bit about yourself and the boat you are looking to finance.

Skip to content