Call Us : 207-994-5109
Mon – Fri: 8 am to 9 pm & Sat – Sun: 10 am to 8 pm
Call Us : 207-994-5109
Mon – Fri: 8 am to 9 pm & Sat – Sun: 10 am to 8 pm
Hand-laid in Decatur, Indiana since 1956, Formula builds the sport boats other sport boats measure themselves against. Deep-vee FAS3TECH hulls, furniture-grade interiors and performance that holds for decades.
Formula is still family-owned, still hand-laminated, and still building the FAS3TECH deep-vee hulls that made the brand’s offshore reputation. The result is a boat that runs flat and dry in water that sends other bowriders home, with gelcoat graphics and cabinetry closer to custom than production.
That craftsmanship shows up in the market: 750 boats listed nationally, from $30,000 classic Sun Sports that still turn heads to the 500 Super Sport Crossover commanding $2.2 million new. Formulas cost more and return more, the signature of every enthusiast brand.
Each series page compares its models side by side, with live market pricing, buyer fit and a payment estimate on every boat.
Sport Bowrider. The benchmark big-water bowriders, 24 to 31 feet.
Typical market: $37,500 to $225,000
Sport Crossover. Bowrider performance with cruiser amenities.
Typical market: $199,995 to $344,000
Sport Yacht. The 380 to 500 flagships of open performance.
Typical market: $579,000 to $2.2M
Sport Cruiser. The classic Formula performance cruisers.
Typical market: $29,800 to $105,000
The Bowrider line covers lake-and-coastal sport days from 24 to 31 feet. Crossover Bowriders add cabin amenities for weekend range. The Super Sport Crossover flagships, 38 to 50 feet, are genuine open sport yachts, and clean used Sun Sports remain the smartest entry into the badge.
Buy the hull year and engine package before the gelcoat scheme. Formula power options swing performance and value meaningfully, and the market prices them precisely.
Float Finance lends on new inventory, dealer stock and private-party used Formulas alike. Live market pricing on every page keeps the negotiation honest, and the payment estimate keeps the budget in view from the first click.
The guide is not a brochure. Every page is wired to the purchase itself.
Every model page carries the current asking range for that exact boat, updated from the market, not a brochure.
A calculator on every page turns the asking price into a monthly number before the dealer conversation starts.
Qualifying purchases financed through Float include warranty protection at no added cost.
Hand lamination, the FAS3TECH deep-vee ride and interior fit most production brands cannot reach. Owners keep them longer and the resale market pays accordingly.
Clean Sun Sports from the 2000s start around $30,000, modern Bowriders run $37,000 used to $225,000 new, and the Crossover flagships climb from there to seven figures.
Pure day boating says Bowrider. If overnights happen even monthly, the Crossover’s cabin, galley and head pay for themselves in trips actually taken.
They are small yachts with sport boat genetics: 400 to 500 series boats cruise in the 40s, sleep families and dock with joystick confidence. Priced like yachts, and they perform like Formulas.
Condition rules. These hulls absorb hours gracefully, so a surveyed, serviced boat with honest hours finances where lesser brands would not.
Longer terms are normal at these values, and strong resale keeps loan-to-value healthy deep into ownership. Structure it against the model page’s live market range.
Four series, one buying decision at a time. Choose the family, compare its models, and finance the one that fits.
Tell us a little bit about yourself and the boat you are looking to finance.
